Having been hospitalized lately, I left an instruction sheet out for each of my Basenjis in case my husband also had an emergency hospital visit. This form would have been very useful and saved me a lot of writing. Thanks for posting. I'm not aware that our own KC has such a leaflet.
Pet Insurance
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I would say pet insurance is like preventative maintenance for termites….you just dont know.....
I have had 4 cats and 3 basenjis....one cat swallowed thread and cost around $400....that was it and they are all well over 7-8 years old.
Caesar is 6 and never had anything but this recent bladder infection. Beta was completely healthy until the month of doom which hit me with about $7k in bills.
I have always liked Banfields Wellness program for the kids when they were pups and kittens. All shots, fixing, and meds covered under a payment plan that is about 20 bucks a month. THere are warranties on the vaccines etc. I great way to get a better price for the puppy years.
People ask me if I will get pet insurance now that Beta has passed and those bills were so large. I havent yet, and dont know if I will. To me, this is what credit cards are for, emergencies....I called my CC co and they increased my limit and everything. THe vet also had a company that would give credit with a low interest rate to promote health over death due to finances.
If your can handle the price, insurance is great. Not the way I am going, but it does add a level of comfort I suppose.
I think that when your basenji is sick, education is your best asset.
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What do you think the best pet insurance would be. I have 1 Basenji and a IG mix. My Basenji in the first year bit into a battery and was at the vets for about 5 day with burns in her mouth and throat. My IG jumped off my gated deck and broke his leg in two places. I don't even want to tell you how much these bills cost me (more then the dogs). They are still both very inquizative so it would probably be a good idea to get some kind of protection.
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We just got Pet Best Insurance. I have an appointment for Savannah on the 17th of March. I'll let you know how the reimbursement goes. She is the only one I have insured. I thought I'd try it out with her to see how it goes and then add Talker.
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We have Pet Shelter Insurance…the prices were pretty good & the coverage is pretty comprehensive.
I highly recommend insurance ASAP
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Thank you for the advice. Can I just go online and find these insurance companies?
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Thank you for the advice. Can I just go online and find these insurance companies?
yes you can..ShelterCare is
http://www.sheltercare.com/
You can even sign up there too. You get a discount if you insure multiple pets. -
my cat has those worms, I have tried to get rid of them but the treatments never worked with her, finally I stopped spending all the money on the medication if it wasn't working, but she is fine and has had them her whole life (she'll 7 in April) and the only vet visit that was bad was when she swallowed a ring of mine last year :x and she's been fine since
heart worms are the worms to really worry about all the advantage treatments can do what they can, but if they get bit on the noes, by a mosquito carrying the worm, they'll get them
I was thinking about getting pet insurance for Bindi but I agree with Mantis, that's what credit cards are for
~Kat
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I figured I'd get some ins. for my B since he has problems with allergies but they don't cover pre-existing conditions or they can't tell me for sure until I sign on and then send them a copy of his medical records. I called sheltercare. Oh well. I wanted to get it because of this reason so I guess not. I'm sure all other insurances are the same or maybe someone knows of another ins. that might cover pre-existing conditions?
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Most likely not… just like humans ....
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unfortunantly that's what i figured
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Here's a link to Pet Plan Insurance. I just signed up with them. They seem to have the best coverage available, and I've done lots of research. You aren't going to find any insurance that will cover "pre-existing" conditions, but this one will continue to cover issues that arise after enrolling, for your pet's whole life where most other companies won't. There also isn't any limits per condition or hereditary/congenital exclusions. And they are reasonable.
And unlike all of the other Pet Insurance companies I researched, Pet Plan does not have a benefit pay-out schedule. They simply re-imburse for any/all treatments for any injury or illness.
You can choose $50/$100/$200 deductible with 0% coinsurance. That means 100% coverage after your deductible. And the basic plan, Bronze, pays up to $8,000 in re-imbursements per year!
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will look into this, thanks
