She is definitely not a puppy mill nor do I think she's intentionally been irresponsible. I simply think she's unfamiliar with the standards that are expected from the BCOA. A lack of due dilligence is certainly not the best excuse for a breeder to have but it's better to learn late than never.
Twenty years ago, before the internet, people had an excuse. I really don't think there is any excuse today for not doing basic research and knowing better. There really isn't. But hopefully you can nudge her to step up and do better.